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What is Chip? Chip is a better way to build and grow your savings. We’ve built an app that brings you the market’s best returns and automatically saves up money for you. What is Chip+1? Chip+1 is an easy-access savings account with the market’s leading return (1.25% variable). How do you open a Chip+1 account? Download Chip Complete sign up with all your details (connect your bank account etc) Head to the ‘accounts’ tab Open a Chip+1 account and enter your VIP passcode Deposit money